BRANCH CLOSURE NOTICE: Orlando Credit Union's Sheriff's Office Branch is temporarily closed due to onsite building enhancements from April 29th, 2024, to June 30th, 2024. (The exterior ATM is still accessible and you can visit other branch locations)
ROAD CLOSURE: Due to FDOT construction, be advised that at different times some entrances to the SODO branch might not be accessible starting June 4, 2024, for approximately 2–3 weeks. Click here for a map and details.
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Auto Financing

Auto Financing
TermAPR as low as*Other Details
Model Year 2020 and newer
up to 24 months 5.99% up to 125% Financing
up to 36 months 6.74% up to 125% Financing
up to 48 months 6.99% up to 125% Financing
up to 60 months 7.04% up to 125% Financing
up to 72 months 7.24% up to 125% Financing
up to 84 months 7.74% up to 125% Financing
Model Year 2019 and older
up to 24 months 6.99% up to 125% Financing
up to 36 months 7.74% up to 125% Financing
up to 48 months 7.99% up to 125% Financing
up to 60 months 8.04% up to 125% Financing
up to 72 months 8.24% up to 125% Financing


Calculate your loan payment

*APR = Annual Percentage Rate. Individual rates are determined by credit score and credit history.

†Cost per thousand borrowed does not include title, taxes, insurance premiums, or any other applicable costs. Vehicle must be titled and registered in the state of Florida.

Mortgages

Mortgage Lending

Contact us for information on our rates.

CALL US  BOOK APPOINTMENT

Credit Cards

Credit Cards
APR as low as*More Information
Visa SMART Credit Card
11.00% Learn More and Apply Online
Visa Xtreme REWARDS Credit Card
15.00% Learn More and Apply Online

Home Equity Loans

Home Equity Loans

Contact us for information on our Home Equity loan rates*.

CALL US  BOOK APPOINTMENT


*LTV Restrictions apply. Home Equity Loans are based on the Wall Street Journal Prime Rate. Your rate and closing costs may vary based upon loan features or other terms and conditions. Additional adjustments may be applicable based upon credit history, property value, mortgage product, property type, lien status or other factors. The interest rate and fees shown here are available to borrowers with an excellent credit history. The interest rates, APRs, closing costs are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.

Home Equity Line of Credit

Home Equity Line of Credit
TermAPR as low as*Loan to Value**
25 years 8.50% Less than or equal to 70% LTV
25 years 8.75% 71%-80% LTV


*APR (Annual Percentage Rate) is variable based on the Wall Street Journal Prime Rate up to a maximum of 18.00%. Your APR will be based on several factors including credit history, property value, the final loan amount, loan to value ratio, fees, property type, lien status or other factors.

**LTV Restrictions apply. Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Rates and fees shown are available to borrowers with an excellent credit history.  Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

Personal Loans

Personal Loans
TermAPR as low as*Other Details
Personal Loan
up to 36 months 11.49% Unsecured
up to 60 months 12.49% Unsecured
Personal Line of Credit
Revolving 13.49% Unsecured
Share Secured Loan†
12 months 3.02% Secured by Savings


Calculate your loan payment

*APR = Annual Percentage Rate. Individual rates are determined by credit score and credit history. Top tier rates are available to highly qualified individuals.

†Share Secured Loans may be made at the Annual Percentage Rate of 3% above the current declared dividend rate. Maximum repayment schedule is 12 months for every $1,000 financed. Term may not exceed 15 years.

ATV, UTV, Personal Watercraft

ATV, UTV, Personal Watercraft
TermAPR as low as*Other Details
Model Year 2019 and newer
up to 36 months 9.24% up to 110% Financing
up to 48 months 9.74% up to 110% Financing
up to 60 months 10.24% up to 110% Financing
up to 72 months 10.74% up to 110% Financing
up to 84 months 11.24% up to 110% Financing
Model Year 2018 and older
up to 36 months 10.24% up to 110% Financing
up to 48 months 10.74% up to 110% Financing
up to 60 months 11.24% up to 110% Financing
up to 72 months 11.74% up to 110% Financing
up to 84 months 12.24% up to 110%


Calculate your loan payment

*APR = Annual Percentage Rate. Individual rates are determined by credit score and credit history.

RVs, Travel Trailer

RVs, Travel Trailer
TermAPR as low as*Other Details
Model Year 2019 and newer
up to 60 months 7.49% up to 110% Financing
up to 84 months 7.74% up to 110% Financing
up to 120 months 8.24% up to 110% Financing
up to 144 months 8.74% up to 110% Financing
up to 180 months 9.24% up to 110% Financing
Model Year 2018 and older
up to 60 months 8.49% up to 110% Financing
up to 84 months 8.74% up to 110% Financing
up to 120 months 9.24% up to 110% Financing
up to 144 months 9.74% up to 110% Financing
up to 180 months 10.24% up to 110%


Calculate your loan payment

*APR = Annual Percentage Rate. Individual rates are determined by credit score and credit history.

Boats

Boats
TermAPR as low as*Cost per $1,000 Borrowed†Other Details
Model Year 2019 and newer
up to 60 months 7.59% $20.09 up to 110% Financing
up to 84 months 8.09% $15.64 up to 110% Financing
up to 120 months 8.59% $12.46 up to 110% Financing
up to 144 months** 9.09% $11.44 up to 110% Financing
up to 180 months** 9.34% $10.35 up to 110% Financing
Model Year 2018 and older
up to 60 months 8.59% $20.57 up to 110% Financing
up to 84 months 9.09% $16.14 up to 110% Financing
up to 120 months 9.59% $13.00 up to 110% Financing
up to 144 months** 10.09% $12.01 up to 110% Financing
up to 180 months** 10.34% $10.96 up to 110% Financing


Calculate your loan payment

*APR = Annual Percentage Rate. Individual rates are determined by credit score and credit history.

** Minimum loan amount of $25,000.

†Cost per thousand borrowed does not include title, taxes, insurance premiums, or any other applicable costs. Recreational vehicles must be titled and registered in the state of Florida.

Motorcycles

Motorcycles
TermAPR as low as*Other Details
Model Year 2021 and newer
up to 36 months 6.24% up to 110% Financing
up to 48 months 6.49% up to 110% Financing
up to 60 months 6.74% up to 110% Financing
up to 72 months 6.99% up to 110% Financing
up to 84 months^ 7.49% up to 110% Financing
Model Year 2020 and older
up to 36 months 7.24% up to 110% Financing
up to 48 months 7.49% up to 110% Financing
up to 60 months 7.74% up to 110% Financing
up to 72 months 7.99% up to 110% Financing
up to 84 months^ 8.49% up to 110% Financing


Calculate your loan payment

*APR = Annual Percentage Rate. Individual rates are determined by credit score and credit history. Minimum loan amount is $5,000.

^New models only with 10k miles or less. Minimum loan amount $25,000.

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