BRANCH CLOSURE NOTICE: Orlando Credit Union's Sheriff's Office Branch is temporarily closed due to onsite building enhancements from April 29th, 2024, to June 30th, 2024. (The exterior ATM is still accessible and you can visit other branch locations)
ROAD CLOSURE: Due to FDOT construction, be advised that at different times some entrances to the SODO branch might not be accessible starting June 4, 2024, for approximately 2–3 weeks. Click here for a map and details.
Go to main content Orlando Credit Union
Online Banking Login

Business Growth Checking with Interest

Business Growth Checking with Interest
TiersMinimum balance to earn dividendsRateAPY (Annual Percentage Yield)
Tier 1 $0-$9,999 0.00% 0.00%
Tier 2 $10,000-$49,999 0.03% 0.03%
Tier 3 $50,000-$99,999 0.08% 0.08%
Tier 4 $100000-$499,999 0.05% 0.08%

Rates are effective as of 1/5/2024. Rates are variable and may change after account opening at the discretion of Orlando Credit Union. Fees may reduce earnings.

Business Money Market

Business Money Market
TiersMinimum DepositRateAPY (Annual Percentage Yield)
Tier 1 $1,000 - $9,999 0.00% 0.00%
Tier 2 $10,000 - $24,999 0.05% 0.05%
Tier 3 $25,000 - $49,999 0.05% 0.05%
Tier 4 $50,000 - $99,999 0.10% 0.10%
Tier 5 $100,000 - $999,999 0.10% 0.10%
Tier 6 $1,000,000 and up 0.10% 0.10%

Rates are effective as of 6/1/2020. Rates are variable and may change after account opening at the discretion of Orlando Credit Union. Fees may reduce earnings.

Business Term Share Certificates

Business Term Share Certificates
Minimum DepositTermRateAPY (Annual Percentage Yield)
$500 12 months 3.69% 3.75%
Term Share Certificates with a minimum deposit amount of $1,000
$1,000 6 months 3.69% 3.75%
$1,000 12 months 4.65% 4.75%
$1,000 18 months 4.55% 4.65%
$1,000 24 months 4.36% 4.45%
$1,000 60 months 3.40% 3.45%
Jumbo Term Share Certificates with a minimum deposit amount of $50,000
$50,000 6 months 3.93% 4.00%
$50,000 12 months 4.89% 5.00%
$50,000 18 months 4.79% 4.90%
$50,000 24 months 4.60% 4.70%
$50,000 60 months 3.64% 3.70%

Rates are effective as of 8/21/2023. Rates are fixed for the term of the Certificate. Certificates will automatically be renewed at the rate in effect upon maturity. We will impose a penalty if you withdraw any of the principal balance in your account before the maturity date. The amount of the early withdrawal penalty is based on the term of the account. The amount of these penalties are as follows: Terms of 6 months or less lose 90 days’ worth of dividends; and terms greater than 6 months lose 180 days’ worth of dividends. The penalty is calculated as a forfeiture of part of the dividend that has been or would be earned on the amount withdrawn. If the account has not yet earned enough dividends or the dividend has already been paid, the penalty will be deducted from the principal. The Annual Percentage Yield disclosed is based on an assumption that dividends will remain in the account until maturity; a withdrawal will reduce earnings. Fees and penalties can reduce earnings on the account. Rates subject to change without notice.

Go to main navigation

Have questions? We're here to help.

Go to main navigation

Copyright © 2024, Orlando Credit Union. All Rights Reserved.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency

Orlando Credit Union

You are leaving Orlando Credit Union

Orlando Credit Union does not endorse or guarantee the products, information, or recommendations provided by linked sites and is not liable for any failure or products or services advertised on those sites. Each third-party site may have a privacy policy different from Orlando Credit Union and the linked third-party websites may provide less security than the Orlando Credit Union site.

PROCEED