Secured Visa® SMART Credit Card
This card is perfect for new credit card users, those looking to establish credit or those with less-than-perfect credit who want to rebuild their credit. Enjoy peace of mind with a secure credit limit tied to your savings.
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- Rates ranging from 10.50% to 18.00% APR* on purchases, based on creditworthiness.
- No annual fees and no application fees.
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Credit limits from $200 - $1,000.
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Enjoy a 25-day grace period on purchases when your balance is paid in full by your monthly due date.
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Contactless tap-to-pay makes it easy to pay at millions of retail locations around the globe and is protected by Visa’s Zero Liability Policy.
A secured credit card works just like a traditional credit card. The difference is that your credit limit on the card must be secured by the deposit in your savings account. Payments on the balance of the card will be reported to the credit bureaus, improving your credit history.
