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Orlando FCU

Digital Wallets

No need to carry a thick wallet full of cash and cards. With digital wallets, all you need is your phone to make payments.

Digital Waller
  • Pay using your digital wallet-compatible smartphone, watch, or other device.
  • Use digital versions of your Orlando Federal debit and credit cards.
  • Accepted by millions of retail locations worldwide.
  • Sensitive financial information isn't shared with merchants, only encrypted data.
  • Stay protected by Visa's Zero Liability policy.

    How to Enroll

  • Apple Pay

    To enroll:

    1. Make sure your iPhone, iPad or Apple Watch has the latest version of iOS.
    2. Open the Apple Pay app.
    3. Add your Orlando Federal Credit Union debit or credit card by taking a picture of your card or manually typing in your card information.
    4. Pay securely at participating stores, websites and apps.

    Note: In participating stores, Apple Pay will work with iPhone SE and up and all versions of Apple Watch. Within apps, Apple Pay is compatible with iPhone SE and up, the iPad Air 2 and up, the iPad Mini 3 and up and versions of the Apple Watch.

    To make your Orlando Federal card your default payment card:

    1. Go to Settings.
    2. Select Wallet & Apple Pay.
    3. Select your Orlando Federal card.

  • Google Pay

    To enroll:

    1. Access the Google Pay app. If you don't already have it on your phone, download it from the Google Play store.
    2. Add your Orlando Federal Credit Union debit or credit card by taking a picture of your card or manually typing in your card information.
    3. Pay securely at participating stores, websites and apps.

    To make your OFCU card your default payment card:

    1. Open the Google Pay app.
    2. On the bottom, select Payment.
    3. Tap your Orlando Federal card.
    4. Turn on "Default for in-store purchases."

  • Samsung Pay

    To enroll:

    1. Access the Samsung Pay app. If you don't already have it on your phone, download it from the Google Play store.
    2. Create a Samsung account and add a fingerprint and backup PIN to the device settings.
    3. Add your Orlando Federal Credit Union debit or credit card by taking a picture of your card or manually typing in your card information.
    4. Pay securely at stores and participating websites and apps.

    Note: Samsung Pay is only compatible with certain Samsung devices and mobile carriers. Visit Samsung Support for details.

    To make your Orlando Federal card your default payment card:

    1. Swipe up from the bottom of the screen to launch the app.
    2. Select your Orlando Federal card and set as default.

  • Microsoft Pay

    To enroll:

    1. Open Microsoft Edge and navigate to Settings, Advanced Settings, and then Autofill.
    2. Turn on "Save Cards," select "Manage Cards" and turn on "Microsoft Pay."
    3. Card details may be pulled from your Microsoft account, or you may need to add a card manually.
    4. Save your preferences and then look for opportunities to use Microsoft Pay online!

  • Fitbit Pay

    To enroll:

    1. Download the Fitbit Pay app. It's only available on Fitbit smartwatches such as the Fitbit Ionic and Fitbit Versa (not on Fitbit fitness trackers).
    2. Create your account.
    3. Add yoru Orlando Federal Credit Union debit or credit card by typing in the information.
    4. Pay securely at participating stores.

    To make your Orlando Federal card your default payment card:

    1. Open the Fitbit Pay app.
    2. Open "Wallets."
    3. Find the card you want and tap on "Set as Default." 

  • Garmin Pay

    To enroll:

    1. Go to the Garmin Connect Mobile app on your smartwatch. Garmin Pay is only available on select Garmin devices at this time.
    2. Create an account by tapping "Create Your Wallet." Then, create a four digit passcode to keep the digital wallet secure.
    3. Add to your Orlando Federal Credit Union debit or credit card by typing in the information.
    4. Pay securely at participating stores.
Person paying at terminal

How to Pay

Once you've loaded your cards to your digital wallet of choice, you can start using your smartphone or watch to make payments. Here's how:

Paying In-Store

  1. Look for the contactless payment symbol or the symbol for your specific wallet.
  2. Wake up your phone or watch and hold it up to the payment terminal. You may need to unlock your device. With Fitbit Pay, you will need to hold the left button on your watch for a couple of seconds.
  3. On the payment terminal, you may be asked to enter a PIN. This is the same PIN you use with your physical card. You may also be asked to sign, depending on the merchant and payment amount.

Paying Online:

  1. On a website or in an app, you may see a button with the name of your favorite digital wallet.
  2. If asked, choose a payment method and enter your shipping address. 
  3. Confirm your order.

Have questions? We're here to help.

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