A Rewarding Way to Manage Everyday Spending Without Added Costs
Whether you’re making everyday purchases, managing expenses, or traveling, our Visa® Xtreme REWARDS Credit Card gives you the flexibility to spend with confidence — at home or abroad.
With no annual fee, no balance transfer fees, and no foreign transaction fees, it’s a simple, reliable card designed to fit your lifestyle and make everyday spending feel more rewarding.
More Exciting Rewards Coming Soon!
Later this year a new Rewards Point Program will be launched! You will not only have exceptional purchasing power, but you will also earn points to redeem for cash back, merchandise, travel and other great items.
APR1
1.99% to 6.99%
first 6 months
on purchases and balance transfers
15.24% to 17.25%
after 6 months
on purchases and balance transfers
Visa Xtreme REWARDS Credit Card
- No Annual Fee
- No Foreign Transaction Fees
- No Balance Transfer Fees
- Introductory APR* Available
- Use It Everywhere Visa Is Accepted
- Purchase Protection with Visa’s Zero Liability Policy
- Alerts and Card Locks Through OCU Card Manager App
Flexible, Straightforward, and Built for Everyday Use
A Card That Fits Your Day-to-Day Life
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Use it for everyday purchases like groceries, gas, and monthly bills
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Take it with you when you travel — no added foreign transaction fees
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Manage your account easily through online and mobile banking
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Make payments your way with flexible options that fit your lifestyle
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Enjoy a 25-day grace period on purchases when you pay your balance in full by your monthly due date
Ideal for Travel and Online Purchases
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Avoid extra costs when traveling or shopping internationally with no foreign transaction fees
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Use your card confidently anywhere Visa is accepted — in-store, online, or abroad
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Shop online securely with Visa Zero Liability protection on eligible transactions
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Pay quickly and securely using your digital wallet on your phone or smartwatch
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Stay in control with real-time alerts and the ability to lock your card through a mobile app
Get a credit card designed to keep your costs predictable
and make everyday spending more rewarding.
Already applied? Check Status
Card Management
Take control of Orlando Credit Union credit and debit cards with OCU Card Manager, the mobile app designed for your busy life.
- Review Card Activity
- Lock Cards
- Restrict Transactions
- Receive Purchase Alerts
- Set Travel Notifications
- Link to Digital Wallet
Visa Checkout
Visa Checkout is a digital payment service that takes the hassles out of making online payments. It works with your tablet, smartphone, or home computer.
Visa Checkout is both fast and secure:
- Skip typing in your credit card number every time you buy online. Just use your Visa Checkout login and you’re done.
- Shop worry-free. Multiple layers of security protect your stored information.
Credit Card FAQs
We’ve provided answers to many commonly asked questions about the Visa® Xtreme REWARDS Credit Card on our Credit Card FAQs page.
*APR = Annual Percentage Rate. Rates are variable and may increase. Individual rates are determined by credit score and credit history. Subject to credit union membership eligibility, credit approval and verification of information provided on your application. Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.
