BRANCH CLOSURE NOTICE: Orlando Credit Union's Sheriff's Office Branch is temporarily closed due to onsite building enhancements. (The exterior ATM is still accessible and you can visit other branch locations)
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About Us

Discover the story behind our credit union.

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Our History

On April 1, 1936, the Orlando City Employees Federal Credit Union was chartered based on a petition signed by 32 employees of the city. It opened for business in a closet on the second floor of Orlando City Hall with an initial deposit of $160. City of Orlando employees volunteered as credit union employees during volunteer hours. As it grew, the credit union hired employees as permanent staff to replace the volunteers and serve its members.

On January 21, 1974, the National Credit Union Administration (NCUA) approved the name change to Orlando Federal Credit Union. This change also signaled the beginning of an expanded membership base. Our credit union grew to allow members to join from throughout our community, such as citizens and employees of Orange County, Orlando Utilities Commission, the City of Winter Park, Greater Orlando Aviation Authority and Lynx. Today, we offer our services to everyone who lives, works or worships in Lake, Orange, Osceola, Seminole, Volusia, Brevard, Polk and Hillsborough counties and the businesses in these counties.

October 1, 2019, marked a historical moment for our credit union; we officially became Orlando Credit Union. By a majority vote at the special meeting held September 5, 2019, the membership approved to convert from a federally-chartered credit union to a state-chartered federally insured credit union. This change signaled the beginning of an expanded membership base beyond Orange, Osceola, Seminole and Lake counties, to include Volusia, Brevard, Polk and Hillsborough counties.


Our Purpose

Orlando Credit Union was founded on the universal credit union creed of “not for profit, not for charity, but for service.” It’s why more than 26,000 members turn to us still, more than 88 years after we were founded.

We believe in offering a better banking alternative. Because Orlando Credit Union is a not-for-profit financial cooperative, our earnings go back into the credit union to be able to offer competitive rates on savings and loan products, and lower fees than other financial service providers. We strive to empower our members to achieve big dreams. 


CDFI - Community Development Financial Institution

CDFI LogoOrlando Credit Union is proud to be CDFI Certified!

Community Development Financial Institutions (CDFIs) are mission-driven financial institutions that are dedicated to providing financial services to meet the needs of economically disadvantaged individuals within underserved communities. CDFIs invest in local communities and the residents who live there by providing critically needed financing often unavailable from mainstream financial institutions. CDFIs are certified by the U.S. Department of the Treasury’s Community Development Financial Institutions Fund.

Orlando Credit Union is prohibited from discriminating on the basis of race, color, religion, national origin, sex, handicap, or familial status. To see your rights under Title VI and Section 504 requirements or how to file a discrimination complaint review the U.S. Department of the Treasury’s information.


Our Team


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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency

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