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Checking Accounts

Making everyday banking simple and convenient.

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Look no further than Orlando Credit Union for easy, rewarding checking accounts! Everyday banking has never been easier or more rewarding. With several checking accounts to choose from, we can help you select the one that best fits your needs. During your journey, we put banking convenience at your fingertips.

Choose the Account that is Right For You

Simple Checking

This checking account is our version of other banks' free checking and is an easy option to manage your daily finances. It includes no minimum balance requirement and no monthly maintenance fee.


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Check and Pen
  • Minimum Deposit to Open*: $25
  • Monthly Service Fee: $0
  • Rewards: My Debit Offers
  • Account Benefits Include:
    • Up to 80,000 surcharge-free ATMs
    •  Free eStatements


Rewards Checking

This checking account makes everyday banking more rewarding. It offers you the ability to earn rewards for direct deposit and debit card usage.

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Dollar bills
  • Minimum Deposit to Open*: $100
  • Monthly Service Fee: $10 (Avoid Monthly Service Fee by having a $500 average monthly balance in checking or combined relationship balance of $10,000 or more - does not include credit card**)
  • Rewards: Rewards Debit Card, Rewards for Direct Deposit, and My Debit Offers
  • Same Benefits as our Simple Checking Account PLUS EXCLUSIVE Account Benefits


Premium Rewards Checking

This checking account is our most rewarding checking account. It offers you rewards for direct deposit and debit card usage, PLUS interest on account balances.

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  • Minimum Deposit to Open*: $500
  • Monthly Service Fee: $20 (Avoid Monthly Service Fee by maintaining a $5,000 average monthly balance in checking or combined relationship balance of $25,000 or more (does not include credit card**))
  • Rewards: Rewards Debit Card, Rewards for Direct Deposit, and My Debit Offers
  • Same Benefits as our Rewards Checking Account PLUS MORE EXCLUSIVE Account Benefits
  • Dividends: Yes



Can't decide? Check Out Our Comparison Chart.



With Your Checking Account, You Also Get...

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Visa® Debit Card

Every checking account comes with the security and convenience of a Visa Debit Card.

  • Use it wherever Visa cards are accepted.
  • Enjoy cash back through our Rewards programs.
  • Withdraw cash from ATMs worldwide.
  • Make online purchases quickly with Visa Checkout.

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*As a condition of membership, you must maintain an Ownership Share Account with $5. Every member must also have a Share Savings Account to be eligible for any other products or services.

**Combined relationship balances includes deposit account balances and loan balances, excluding credit cards, per member number.


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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency

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