Orlando Credit Union Has Your Checking Account Needs Covered
When you open a checking account, you want more than just a place to put your money. You also want a great rate, low or no fees, and opportunities to earn rewards.
Orlando Credit Union offers checking accounts with all of that—plus easy ways to access your funds, manage your money on the go, and much more.
We’re #investinginU by offering three checking account options. Each is designed to suit different member needs and goals. No matter which you choose, all Orlando Credit Union checking accounts have outstanding features.
Orlando Credit Union Checking Accounts Give You...
- No fees or easy ways to avoid fees
- Mobile check deposit
- Direct deposit
- Free online bill pay
- Contactless Visa® debit card with digital wallet and money transfer service
- Check reordering
- Online money management
- Free online and mobile banking
- OCU Card Manager App to manage and lock your cards
- Reward opportunities
- Automated phone banking
- Optional overdraft line of credit for credit qualified applicants
- Security alerts
- Surcharge-free access to more than 80,000 ATMs across Florida and nationwide
- More than 5,000 shared branch locations
- Paperless statements
Which Checking Account Is Best For You?
Simple Checking
The classic choice for everyday banking.
- Minimum opening deposit of $25*
- No monthly service fees
- Rewards through My Debit Offers
- Free eStatements
- Surcharge-free access to more than 80,000 ATMs across Florida and nationwide
Rewards Checking
Get rewarded for your banking activities.
- Minimum opening deposit $100*
- Monthly service fee $10 (with easy ways to avoid fees altogether**)
- Rewards through My Debit Offers
- Free eStatements
- Surcharge-free access to more than 80,000 ATMs across Florida and nationwide
- More exclusive account benefits
Premium Rewards Checking
Our most rewarding choice also pays interest.
- Minimum opening deposit $500*
- Monthly service fee $20 (with easy ways to avoid fees altogether***)
- Rewards through My Debit Offers
- Free eStatements
- Surcharge-free access to more than 80,000 ATMs across Florida and nationwide
- Earn dividends on your account balance
- 1 box of Image Checks per year at no charge
- More exclusive account benefits
Can't Decide? View Comparison Chart
Already Applied? Check Status
FAQs
*As a condition of membership, you must maintain an Ownership Share Account with $5. Every member must also have a Share Savings Account to be eligible for any other products or services. For a listing of all our fees, please refer to our Schedule of Fees.
**Avoid monthly service fee by having a $500 average monthly balance in checking or combined relationship balance of $10,000 or more - does not include credit card. Combined relationship balances includes deposit account balances and loan balances, excluding credit cards, per member number.
***Avoid monthly service fee by maintaining a $5,000 average monthly balance in checking or combined relationship balance of $25,000 or more (does not include credit card. Combined relationship balances includes deposit account balances and loan balances, excluding credit cards, per member number.
