Credit Cards

Make spending a rewarding experience.

Woman holding mobile phone and credit card

A credit card to match your needs.

Whether you're looking for a low rate or rewards that make you go "Wow", the perfect credit card for your spending needs is here. Orlando Credit Union's Visa® cards are designed with you in mind. Our cards offer no annual fees, Visa's Zero Liability Policy, and no fee for transferring your existing balances from your other bank credit cards to one of our credit cards. They also can be used anywhere Visa is accepted, both domestically or internationally.

If you don't have an Orlando Credit Union Visa Credit Card, now is an excellent time to get one. Learn about the many advantages.

Visa Xtreme REWARDS Credit Card

Card Features

Earn 1-2-3-4 times the reward points every time you swipe or make a digital purchase. (Works with Rewards points program)
Introductory rates as low as 1.99% - 6.99% APR* for the first 6 months on balance transfers and purchases, based on creditworthiness.
No balance transfer fees or foreign transaction fees.

Already applied? Check Status

APR*

1.99% to 6.99%
first 6 months

on purchases and balance transfers

14.50% to 18.00%
after 6 months

on purchases and balance transfers

Annual Fee

Apply Now Learn More

Visa SMART Credit Card

Card Features

This card makes financial sense if you carry balances on your card or want to pay down balances more quickly from higher rate cards.
Introductory rates as low as 1.99% - 6.99% APR* for the first 6 months on balance transfers and purchases, based on creditworthiness.
No annual or application fees.

Already applied? Check Status

APR*

1.99% to 6.99%
first 6 months

on purchases and balance transfers

10.50% to 18.00%
after 6 months

on purchases and balance transfers

Annual Fee

Apply Now Learn More

Secured Visa SMART Credit Card

Visa SMART Credit Card

Card Features

This card is perfect for new credit card users, those looking to establish credit or those with less-than-perfect credit who want to rebuild their credit.
Enjoy peace of mind with a secure credit limit tied to your savings.
No annual or application fees.

Already applied? Check Status

APR*

10.50% to 18.00%

on purchases

Annual Fee

Apply Now Learn More

More Advantages Using Our Credit Cards...

REWARDS Points Program

Being a loyal member of Orlando Credit Union is more rewarding than ever!
Combine your credit card points with points you earn doing other everyday banking activities to redeem for cash back, gift cards, merchandise, travel, charitable contributions, pay at the pump or to pay credit union fees.
Earn BONUS points from national to local merchants.
Easily review reward points in online and mobile banking.

With our Rewards points program, you’ll receive 300 points when you load your Orlando Credit Union Visa Xtreme REWARDS credit card into your digital wallet for the first time.

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Digital Wallets

Use your Orlando Credit Union Visa credit cards without pulling out your wallet. They are compatible with most major digital wallet apps.

Carry a digital version of your card.
Spend with your smartphone or smartwatch.
Pay in a faster, more secure way.

With our Rewards points program, you’ll receive 300 points when you load your Orlando Credit Union Visa SMART credit card or Visa Xtreme REWARDS credit card into your digital wallet for the first time!

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Using Your Credit Card Abroad

There are steps you should take before traveling long distances so your card isn’t flagged for potential fraud.
Learn what to do and who to call.

Learn More

* APR = Annual Percentage Rate. Rates are variable and may increase. Individual rates are determined by credit score and credit history. Subject to credit union membership eligibility, credit approval and verification of information provided on your application. Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.

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