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Privacy Notice

WHAT DOES ORLANDO CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

►Social Security number and transaction history
►Account balances and payment history
►Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Orlando Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Orlando Credit Union share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions? Call 800.953.4567 or go to orlandocreditunion.org

Who we are
Who is providing this notice? Orlando Credit Union

What we do
How does Orlando Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also limit access to only those employees for whom access is necessary.
How does Orlando Credit Union collect my personal information? We collect your personal information, for example, when you

►Open an account or apply for a loan .
►Pay your hills or deposit money
►Use your credit or debit card

We also collect personal information from others, such as credit bureaus and other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only

►sharing for affiliates' everyday business purposes—information about your creditworthiness
►affiliates from using your information to market to you.
►sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Orlando Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Orlando Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial
products or services to you.
Our joint marketing partners include insurance companies.

Other important information
In addition to federal law, you may be protected by specific state or local regulations concerning information sharing and marketing, Orlando Credit Union will also fully comply with those regulations.

Read our Online and Mobile Privacy Policy

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Orlando Credit Union does not endorse or guarantee the products, information, or recommendations provided by linked sites and is not liable for any failure or products or services advertised on those sites. Each third-party site may have a privacy policy different from Orlando Credit Union and the linked third-party websites may provide less security than the Orlando Credit Union site.

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