Mortgages in Orlando, FL | Orlando Credit Union

Conventional Mortgage (15-Year Term)

As Low As

2.375% APR**

Conventional Mortgage (30-Year Term)

As Low As

3.00% APR**

Conventional Mortgages

The most popular type of mortgage, ideal for people with good or excellent credit. These loans are not insured or guaranteed by the federal government.

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Purchase or refinance
Fixed and adjustable rates
Borrow up to 97% for Purchases
Borrow up to 95% for Term/Rate Refinances
Borrow up to 80% for Cash Out Refinance
No mortgage insurance with down payment of 20% or more
Low closing costs
Maximum loan amount $548,250

Home Buying Guide
Download our comprehensive home buying guide and discover everything you need to know about finding, buying and financing a place you'll love.

First-Time Homebuyer Program

Buying your first home comes with many big decisions, and it can be as scary as it is exciting. If you’re purchasing your very first home, you can take advantage of one of our best mortgage programs.

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Fixed rate
Maximum loan amount: $548,250*
Borrow up to 97% of the home’s value

First Responder Mortgage Program

You’ve dedicated your life to helping others, and now we’re here to help you. First responders such as paramedics, police officers and firefighters are eligible for this mortgage program.

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Fixed rate
Maximum loan amount: $548,250*
Borrow up to 97% of the home’s value
Waived Appraisal Fee

Federal Housing Administration (FHA) Mortgage

FHA loans are ideal for homebuyers who have a limited down payment. These loans are insured by the Federal Housing Administration.

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Fixed rate
Requires 3.5% minimum down payment
Maximum loan amount: $356,362*
Borrow up to 96.5% of the home’s value
Requires payment of mortgage insurance premiums

Veterans Affairs (VA) Mortgage

We’re happy to serve those who serve our country. VA mortgages require less money up-front than other mortgage types and are guaranteed by the Department of Veterans Affairs.

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