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Home Equity Loans

Tap into the potential of your home’s equity.

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Home Equity Loan (HELOAN)

Need help paying for a significant, one-time expense like a home remodel, school tuition, unexpected medical visit or a wedding? Get access to cash by borrowing against your home’s equity with a HELOAN.

Contact us to discuss rates.

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  • Different year terms available
  • Competitive rates
  • Call us for more details

With our Rewards points program, you can earn 1 point per $1,000 in average daily loan balances for qualifying loan's each month.^


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Interest-Only Home Equity Line of Credit (HELOC)

Getting ready to sell your home and need to spruce it up? Tap into your home’s equity to make it buyer-ready. An Interest-Only HELOC provides the benefits of a standard HELOC along with the advantage of interest-only payments for 10 years.

apply now  Call Us


home with money bag
  • 10-year draw period (interest only)
  • 15-year repayment period (principle and interest)
  • Borrow up to 80% of your home’s value including existing mortgages
  • Comes with a low variable rate tied to the prime lending rate**
  • May be tax deductible2


Already applied?  Check Status


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To apply in-person for a new home equity loan or HELOC, schedule an in-branch appointment.

Home Equity Loan Rates

Contact us for information on our Home Equity loan rates.

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Home Equity Line of Credit Rates


25 Year Term

As Low As

8.50% APR**

What’s My Loan to Value Ratio?




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^Does not include credit cards, sold mortgages or business loans. Loans must be current to receive points for the month. Points will be forfeited if loan is not current, and points will not be reinstated.

**APR (Annual Percentage Rate) is based on creditworthiness and Loan-to-Value (LTV) ratio. Home Equity Lines of Credit (HELOC) are variable and based on the Wall Street Journal Prime Rate. Rates and closing costs may vary based upon loan features or other terms and conditions. Additional adjustments may be applicable based upon credit history, property value, mortgage product, property type or other factors. The interest rate shown here are available to borrowers with an excellent credit history.

2Consult with a tax advisor for further information regarding the tax deductibility of interest and charges.

Offers are subject to credit union membership, credit approval and verification of information provided on application. The interest rates, APRs and closing costs are subject to change without notice. Fees vary depending on loan amount, interest rate, title required, insurance and taxes. Fees may range from $500 to $1,800 based on a general estimate.

NMLS #569755

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