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Recreational Vehicle Loans

Get a Great Rate and Flexible Terms on a Boat, RV, Motorcycle and More

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Recreational Vehicle Loans for Your Next Adventure

Whether you're heading out on the open road, hitting the water, or exploring off the beaten path, the right vehicle can make all the difference. With our Recreational Vehicle Loans, you can finance the vehicles that support your lifestyle—without paying the full cost upfront.

From weekend getaways to full summer adventures, we’re here to help you get started.
 

What Can You Finance with Orlando Credit Union?

Our recreational vehicle loans are designed to cover a wide range of vehicles.

  • RVs and motorhomes
  • Travel trailers and campers
  • Boats and personal watercraft (jet skis)
  • Motorcycles
  • ATVs and UTVs
  • Other eligible recreational vehicles

#investinginU

 

The Recreational Vehicle Loan Process Is Easy

Simply apply online or schedule an appointment at an Orlando Credit Union branch location near you.

Apply Now  Find a Branch

Already Applied?  Check Status

 

Featured Rates

Motorcycle

Vehicles 2021 or older incur 1% rate add-on

Apply Now

Calculate your loan payment

36 Months
APR* as low as
6.24%
48 Months
APR* as low as
6.49%
60 Months
APR* as low as
6.74%

 

RV, Travel Trailer

Vehicles 2021 or older incur 1% rate add-on

Apply Now

Calculate your loan payment

60 Months
APR** as low as
7.49%
84 Months
APR** as low as
7.74%
120 Months
APR** as low as
8.24%

 

ATV, UTV,
Personal Watercraft

Vehicles 2021 or older incur 1% rate add-on

Apply Now

Calculate your loan payment

36 Months
APR*** as low as
9.24%
48 Months
APR*** as low as
9.74%
60 Months
APR*** as low as
10.24%

 

Boat

Vehicles 2021 or older incur 1% rate add-on

Apply Now

Calculate your loan payment

60 Months
APR**** as low as
7.59%
84 Months
APR**** as low as
8.09%
120 Months
APR**** as low as
8.59%
Mother and daughter on jet ski

Start With Financing Before You Shop

Many members choose to explore financing before they start shopping. Knowing your potential budget ahead of time can help you:

  • Narrow down your options
  • Shop with more confidence
  • Move quickly when you find the right vehicle

Starting early doesn’t lock you into anything—it simply helps you be prepared.

Apply Now

Frequently Asked Questions (FAQ)


*APR = Annual Percentage Rate. Rates are effective as of 2/2/2026. Individual rates are determined by credit score and credit history. Minimum loan amount is $5,000. Maximum loan amount is $75,000.

**APR = Annual Percentage Rate. Rates are effective as of 2/2/2026. Individual rates are determined by credit score and credit history.

***APR = Annual Percentage Rate. Rates are effective as of 2/2/2026. Individual rates are determined by credit score and credit history. Minimum loan amount of $15,000. Maximum loan amount of $150,000. Recreational vehicles must be titled and registered in the state of Florida.

****APR = Annual Percentage Rate. Rates are effective as of 2/2/2026. Individual rates are determined by credit score and credit history. Minimum loan amount of $15,000. Maximum loan amount of $150,000. Excludes house boats.

 

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