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Insurance

Peace of Mind Starts Here—Explore Your Coverage Options

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Your Protection Is Our Priority

Protect your family, your assets, and your future with insurance options designed exclusively for our members. Whether you're looking for home, life, or more—our trusted partners offer affordable plans with personalized support every step of the way.

 

Construction Worker

Accidental Death Insurance

Get $1,000 no-cost coverage —
Paid for you by Orlando Credit Union.

Plus, you’ve got guaranteed acceptance for up to $300,000.

As an Orlando Credit Union member age 18 or older, you are pre-authorized for up to $300,000. in optional coverage. With no doctor visits, health questions or lab tests, in minutes you can activate important accidental death and dismemberment insurance, underwritten by Minnesota Life Insurance Company. All coverage is reduced by 50% at age 70, regardless of age at enrollment. You cannot be turned down due to age or health.

Don’t delay. Help make sure your family can have money to spend on whatever they choose when you’re no longer with them.

Learn More and Enroll

Father and son riding bikes

Hospital Accident Plan

Members can collect daily benefits of up to $1,800.

With this Hospital Accident Insurance Plan1, when a covered accident lands you in the hospital, you can receive the following benefits:

  • $1,800 a day Intensive Care Confinement - up to $12,600 a week - $657,000 max per 365 days.
  • $900 a day Hospital Confinement - up to $6,300 a week - $328,500 max per 365 days.
  • $450 a day Emergency Room Treatment

All benefits are paid directly to you, in addition to any other insurance you may have — all yours to spend any way you want.

Learn More and Enroll

Friends smiling

Recuperative Care Plan

Orlando Credit Union wants you to get cash while you get better.

You’ll receive cash benefits paid directly to you for a covered accident or all sickness — even a pre-existing condition — paid for each day you’re in the hospital with this members-only Recuperative Care Plan. That means you can get:

  • Up to $200 a day per covered hospitalization due to all sickness— up to $1,400 a week2
  • Up to $400 a day per covered hospitalization due to any covered accident— up to $2,800 a week2

Guaranteed Acceptance. No Medical Exams. No Health Questions.

Terms, conditions, and exclusions apply. Any lump-sum cash benefits are paid in addition to any other insurance you may have.

You will be notified by mail with enrollment instructions when this members-only coverage is available to you.

 

 

Family on the beach

ASPCA® Pet Health Insurance

Get up to $20,000 or more cash back each year to help cover eligible vet costs.

We believe the right pet insurance3 should make everyone feel better. Not only can you see the licensed vets, specialists and emergency clinic you trust the most, but you customize your coverage to fit your budget. Great pet care made simple:

  • See any licensed vet you want in the US or Canada
  • Pay the bill and submit a claim
  • Collect your money by check or direct deposit

Our plans make it easy for you to do what’s best for your pet.

Learn More and Enroll

Mother and son smiling

Life Insurance

Life insurance from Prudential offers
unique benefits and more flexibility

With no medical exam4, you could get approved in minutes.

Life insurance from Prudential does more than help protect the people you love when you’re no longer there. With unique benefits, this coverage can also help you during your lifetime.

Applying for it is easy — and it’s more affordable than you might think. A no-cost quote is just a few clicks away.

Learn More and Enroll

Father and daughter dancing

Home Warranty

Protect what homeowners insurance doesn’t.

American Home Shield covers
important components5 of up to 23 systems and appliances, like your heating system, A/C and refrigerator. When a covered item breaks down, AHS can connect you with qualified support from independent pros and help pay for repairs:

  • Coverage for items no matter their age
  • 30-Day Workmanship Guarantee for added peace of mind
  • Plans starting at $29.99/month

Learn More and Enroll


1 Hospital Accident Plan: Benefits reduce due to age, beginning at age 65. Under the family coverage for dependents, benefits are reduced.The Hospital Accident Insurance Plan benefits described are underwritten by Zurich American Insurance Company (Zurich), 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373 (NAIC #16535). This insurance provides limited benefits and is intended to help supplement Comprehensive Coverage. See the site for terms and conditions, including exclusions and limitations. This insurance does not provide Major Medical or Comprehensive Medical Coverage and is not designed to replace Major Medical insurance. Coverage may not be available in all states or certain terms, conditions, and exclusions may be different where required by law.

2 Recuperative Care Plan: The daily benefit amounts reduce by 50% at age 65 and by an additional 25% at age 75, regardless of age at enrollment. The family plan protects your spouse and children at a percentage of your coverage amount.This information in this literature is a brief description of the important features of this insurance plan, not an insurance contract. Actual coverage is subject to the language of the policy including applicable exclusions and limitations, and may not be available in all jurisdictions. Insurance product offered by Franklin Madison Group LLC. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Insurance is underwritten by Federal Insurance Company, a Chubb company. Chubb, PO Box 1600, Whitehouse Station, NJ 08889.

3 ASPCA® Pet Health Insurance: Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Preventive Care coverage reimbursements are based on a schedule. Complete CoverageSM reimbursements are based on the invoice. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change. More information available at checkout. Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is produced by PTZ Insurance Agency, Ltd. (NPN: 5328528. Domiciled in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306). (California residents only: PTZ Insurance Agency, Ltd., d.b.a PIA Insurance Agency, Ltd. CA license #0E36937). The ASPCA® is not an insurer and is not engaged in the business of insurance. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA's marks and is not a charitable contribution.

4 Life Insurance: Issuance of the policy will depend upon answers to health question set forth in the application and third-party data. Life insurance issued by Pruco Life Insurance Company, a Prudential Financial company located in Newark. NJ.

INVESTMENT AND INSURANCE PRODUCTS ARE:
• NOT FDIC INSURED
• NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
• NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, ANY BANK OR ITS AFFILIATES

Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities. Orlando Credit Union is an independent organization and is not an affiliate of Prudential Financial.

5 Home Warranty: See ahs.com/contracts for coverage details including fees, limits, and limitations and exclusions.

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Orlando Credit Union does not endorse or guarantee the products, information, or recommendations provided by linked sites and is not liable for any failure or products or services advertised on those sites. Each third-party site may have a privacy policy different from Orlando Credit Union and the linked third-party websites may provide less security than the Orlando Credit Union site.

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