BRANCH CLOSURE NOTICE: Orlando Credit Union's Sheriff's Office Branch is temporarily closed due to onsite building enhancements. (The exterior ATM is still accessible and you can visit other branch locations)
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Orlando Credit Union is Your Trusted Local Banking Partner in Osceola County, Florida

Orlando Credit Union is dedicated to providing exceptional financial services to the residents and businesses of Osceola County.


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Cities We Serve in Osceola County

From vibrant urban centers to picturesque rural communities, we proudly serve all the cities within Osceola County, offering reliable and trustworthy banking solutions tailored to meet your needs.

Kissimmee: As the county seat of Osceola County, Kissimmee is a vibrant city known for its cultural diversity, historic downtown, and proximity to world-renowned attractions.

St. Cloud: Nestled on the southern shore of East Lake Tohopekaliga, St. Cloud offers a small-town atmosphere with a rich history, scenic waterfront parks, and a thriving community spirit.

Celebration: Celebration is a master-planned community known for its charming neighborhoods, picturesque downtown area, and family-friendly events and festivals.

Poinciana: Located in the heart of Osceola County, Poinciana is a diverse community with a range of amenities, including parks, schools, shopping centers, and recreational facilities.

Buena Ventura Lakes: Situated near the Florida Turnpike, Buena Ventura Lakes is a residential community known for its affordable housing options, recreational amenities, and convenient access to major highways and Orlando attractions.

And more: Additional areas served include Intercession City, Campbell, Harmony, Holopaw, Kenansville and Yeehaw Junction.

Banking Products & Services

We offer a broad spectrum of banking products and services tailored to the varied needs of individuals and businesses.

Savings Accounts: Start saving for your future with our range of savings account options designed to help you achieve your financial goals, whether you're saving for a vacation, education, or retirement.

Checking Accounts: Manage your day-to-day finances with ease using our convenient checking account services, featuring various account options and benefits to fit your lifestyle. Open a care-free checking account online and start earning rewards today.

Loans: Whether you're buying a home, a car, or need funds for personal expenses, our competitive rates and flexible loan terms make borrowing simple and affordable. Easily apply online for mortgages, auto loans, personal loans, and home equity loans.

Credit Cards: Choose from our selection of credit cards designed to meet your spending needs, offering rewards and benefits to enhance your purchasing power. Our credit cards include no annual fees and low interest rates.

Investments: Plan for your financial future with our investment products and services, including certificates of deposit (CDs), money market accounts, retirement accounts, and education savings accounts.

Business and Commercial Banking: Our business banking services provide tailored financial solutions, including checking accounts, business loans, credit cards and advisory support, to meet the unique needs of entrepreneurs and enterprises.

Online and Mobile Banking: Access your accounts securely anytime, anywhere with our user-friendly online and mobile banking platforms, providing convenience and flexibility to manage your finances on the go.

Reasons to Choose Orlando Credit Union

Joining Orlando Credit Union offers access to a member-owned organization with banking services, competitive rates, and a community focus.

Non-Profit: Orlando Credit Union is owned by our members, meaning our profits go toward your interests and not the interests of investors or CEOs.

Personalized Service: Our friendly team is here to provide personalized assistance and guidance every step of the way.

Great Rates: According to the National Credit Union Administration, on average, credit unions offer lower rates on loans and higher rates on savings accounts.

Flexible Banking: Orlando Credit Union offers several ways to bank with us. We have branches in Central Florida, online and mobile banking options, 5,000 shared branch locations and surcharge-free access to 80,000 ATMs worldwide.

Local Expertise: Our team understands the unique financial needs of Osceola County residents and is committed to providing personalized service and support.

Community Commitment: We are deeply rooted in the local community and actively support initiatives that promote economic growth, education, and well-being for all. Learn more about our Charitable Foundation.

Join the Orlando Credit Union Family

Join Orlando Credit Union and experience the difference of banking with a trusted partner who puts your needs first. Contact us to learn more about our services and how we can help you achieve your financial goals or join online today.

Becoming a member at Orlando Credit Union is easy! Here’s how to qualify:

  • Be a family member of an Orlando Credit Union member. Family members include spouses, children, parents, siblings, stepchildren, stepparents, grandchildren and grandparents.

When you apply for membership, here are the steps you’ll need to take:

  • Make a $5 deposit into an Ownership Share account, establishing your status as a member-owner of our credit union.
  • Select a savings account and any additional products you would like, such as a checking account.
  • Provide information including your name, Social Security number, employment status and government ID (such as a driver’s license, passport or military ID).

That’s it!

After submitting an application, your information will be reviewed and we’ll reach out to you to either confirm your new member status or to clarify information.

Apply Online


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