Pay Down Balances From Higher-Rate Cards
A Visa® SMART Credit Card from Orlando Credit Union makes great financial sense for members who carry balances on their credit card or want to pay down balances more quickly from high-rate cards.
APR*
1.99% to 6.99%
first 6 months
on purchases and balance transfers
12.99% to 17.50%
after 6 months
on purchases and balance transfers
Visa SMART Credit Card
- No annual fees, no application fees, and no balance transfer fees.
- Contactless tap-to-pay makes it easy to pay at millions of retail locations worldwide.
- Enjoy a 25-day grace period on purchases when you pay your balance in full by your monthly due date.
- Visa’s Zero Liability Policy provides purchase protection.
- Use the OCU Card Manager App to manage and lock your cards
Already applied? Check Status
Card Management
Take control of Orlando Credit Union credit and debit cards with OCU Card Manager, the mobile app designed for your busy life.
- Review Card Activity
- Lock Cards
- Restrict Transactions
- Receive Purchase Alerts
- Set Travel Notifications
- Link to Digital Wallet
Visa Checkout
Visa Checkout is a digital payment service that takes the hassles out of making online payments. It works with your tablet, smartphone, or home computer.
Visa Checkout is both fast and secure:
- Skip typing in your credit card number every time you buy online. Just use your Visa Checkout login and you’re done.
- Shop worry-free. Multiple layers of security protect your stored information.
Credit Card FAQs
We’ve provided answers to many commonly asked questions about the Visa® Xtreme REWARDS Credit Card on our Credit Card FAQs page.
* APR = Annual Percentage Rate. Rates are variable and may increase. Individual rates are determined by credit score and credit history. Subject to credit union membership eligibility, credit approval and verification of information provided on your application. Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.