Live Your Life Moments From Behind the Steering Wheel with Orlando Credit Union's Auto Refinancing Program
Refinance your auto loan to enjoy lower interest rates and flexible terms. Say goodbye to high monthly payments and hidden fees, and hello to savings and peace of mind. Let Orlando Credit Union help you drive away financial stress!
Here is How the Refinance Bonus Offer Works:
- Refinance loan amount $20,000 or greater get $300
- Refinance loan amount $30,000 or greater get $400
- Refinance loan amount $40,000 or greater get $500
- Refinance loan amount $50,000 or greater get $600
The Refinance Process Is Easy
Simply apply online to get started today!
Must use 'Apply Now' button above for this LIMITED TIME offer
Local Heroes Auto Financing Program
At Orlando Credit Union, we’re proud to honor the heroes who serve our communities. Educators, medical professionals, first responders, law enforcement, military, and government employees receive 0.50% off†† our low auto loan rates. Rates as low as 4.85% APR* after discount.
Answer 'YES' on the application to claim your discount.
*APR = Annual Percentage Rate. Individual rates are determined by credit score, credit history, promotional discounts and loan term. Additional 0.50% discount applicable to Local Heroes Auto Financing Program. Subject to credit union membership eligibility, credit approval and verification of information provided on the application. Vehicle must be titled and registered in the state of Florida.
** First payment will be due 90 days from loan origination. Interest will begin accruing as of the loan origination date, which will result in paying a higher total finance charge and will extend the loan term. Offer not available on existing Orlando Credit Union loans.
Payment examples: A vehicle loan of $20,000 at 5.35% APR for 36 months would result in payments of $603 per month. A vehicle loan of $20,000 at 4.85% APR for 36 months would result in payments of $598 per month. Cost does not include title, taxes, insurance premiums, or any other applicable costs.
Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.
† Financing and rates are based on creditworthiness. The amount of cash back is based on loan amount refinanced. Cash back of $600.00 for loan amount of $50,000 or more; $500.00 for loan amount of $40,000.00 or more; and $400 for loan amount of $30,000 and up; $300 for loan amount $20,000 and up. The cash back will be deposited into the members’ account 90 days after the loan origination date. Existing Orlando Credit Union vehicle loans or current loans financed through indirect lending partnerships are NOT ELIGIBLE for this offer. Cash back amounts are subject to all applicable taxes and are the responsibility of the member. If you participate in this offer, you may receive Form 1099 MISC at year-end for tax purposes. Certain terms and restrictions apply. Applicants must qualify for membership. As a condition of membership, you must maintain at least $5 in your Ownership Share Account. Offer subject to change at any time.
†† Local Heroes Auto Financing Program Eligibility Criteria: Eligible members must qualify for the loan request based on the credit union’s underwriting guidelines. This program is not eligible for refinancing existing auto loans. This program may be discontinued at any time. Proof of eligibility required (e.g., ID, pay stub, or certification).
- Military: Active duty, reservists, veterans, and retired members of the Army, Marine Corps, Navy, Air Force, Space Force, Coast Guard and National Guard.
- Law Enforcement: Uniformed officers, detectives, state police, highway patrol, sheriffs, air marshals, border patrol agents, crime scene investigators, corrections officers and federal law enforcement officers.
- First Responders: Includes public, private and volunteer firefighters, EMTs, and paramedics.
- Medical Professionals: Doctors, nurses (licensed practical, registered), medical technicians, hospital staff, physical therapists, dentists and dental assistants.
- Educators: Teachers, professors, and school administrators working in pre-kindergarten through university.
- Government Services: City, County, State, and Federal employees.