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*APY=Annual Percentage Yield as of 08/21/23. Minimum opening deposit is $1,000. After the initial term, the 13-month certificate will automatically renew to the 12-month certificate, earning the then current APY offered at the time of renewal. Rates subject to change without notice. Penalties apply for early withdrawals. Fees and penalties could reduce earnings.
**APY=Annual Percentage Yield as of 12/12/23. Minimum opening deposit is $1,000. After the initial term, the certificate will automatically renew, earning the then current APY offered at the time of renewal. Rates subject to change without notice. Penalties apply for early withdrawals. Fees and penalties could reduce earnings.
***This offer is only available for new money memberships. Subject to credit union membership eligibility, credit approval and verification of information provided on your application. Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.
†ELIGIBILITY REQUIREMENTS:
Promotion valid for new members who open a new Rewards Checking account and new Orlando Credit Union Credit Card at the same time with a minimum direct deposit of $500 for at least 3 months. Members (primary and joint accountholders) who currently have or have had a membership with Orlando Credit Union within the past 12 months are not eligible for this promotional offer. This offer is subject to change at any time without notice. Direct deposit must be an electronic deposit of paycheck, retirement, pension, or government benefits (social security, disability, etc).
ADDITIONAL REQUIREMENTS:
Subject to credit union membership eligibility, credit approval and verification of information provided on your application. As a condition of membership, you must maintain an Ownership Share Account with $5. For a listing of all our fees, please refer to our Schedule of Fees.
MINIMUM BALANCES
The minimum opening deposit for a Rewards Checking account is $100. To avoid a Monthly Service Fee, maintain a $500 average monthly balance in checking or a combined relationship balance of $10,000 or more. Combined relationship balances include deposit account balances and loan balances, excluding credit cards, per member number.
CASH BACK PROCESSING:
To receive the $250 cash back you must qualify and open a Rewards checking account and a credit card at the same time with a direct deposit of $500 or more for 3 months. Cash back will be awarded during month 4 of account activation. The new account must be open, cannot be negative or be delinquent at the time we attempt to deposit any earned cash back payment. Orlando Credit Union may report the value of any reward received from promotional offers to the Internal Revenue Service as required by law.