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Say "Yes" To Making Memories

Take Advantage of a Limited-Time, Discounted Rate Holiday Loan

Apply Today

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More Room for the Holidays

From hosting holiday gatherings to making memories with loved ones, an Orlando Credit Union and O Financial Holiday Loan provides the financial flexibility to say yes to the plans, people, and experiences that matter most.

Members can take advantage of discounted rates as low as 8.99% APR* when applying for a loan between November 1, 2026, and December 31, 2026.

Apply Now

The Holiday Loan Program Is Back—Affordable, Fast, and Member-Exclusive

*  Borrow from $1,000 to $3,000.

*  Rates as low as 8.99% APR* for 12 months.

*  A better alternative to high-rate credit cards.

*  This promotion ends December 31, 2026.


*APR= Annual Percentage Rate as of 11/01/2026. Individual rates are determined by credit score and credit history. Subject to credit union membership eligibility, credit approval, and verification of information provided on your application. As a condition of membership, you must maintain an Ownership Savings Account with a $5 minimum balance. Applicant must be a current Orlando Credit Union member as of October 31, 2026, and in good standing to apply. Minimum loan amount is $1,000 up to $3,000 with a maximum term of 12 months. Loans that do not fall within the minimum/maximum guidelines will be considered non collateral loans and will not include rate discount. The promotional period is from November 1 - December 31, 2026. Payment example: $1,000 for 12 months at 8.99% APR equals payments of $87.45 per month. Other terms and conditions apply. Terms and conditions are subject to change without notice.

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