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Now is an excellent time for homeowners, like you, to refinance your mortgage. Why? Because rates are still low and by refinancing now, you can save BIG and avoid accumulating thousands of dollars in interest and pay off your home mortgage faster. Orlando Credit Union is here to help you decide if refinancing is right for you.

Save money by refinancing to 15-year mortgage.

Here are some of the ways refinancing your mortgage can help you save money:

  • Mortgage rates as low as 2.625%
  • No PMI, no points and low closing costs.
  • Plus, we will pay up to $300 towards appraisal costs.
  • Promotion ends December 24, 2020.

Home Buying Guide
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Access your home's equity, borrow up to 85% of your home's value to help payoff other high-interest debts like credit card balances, car loans, or Home Equity loans. By doing this, you can roll all of these into one monthly payment at a lower interest rate!

mortgage chart of savings



A 15-year conventional mortgage at Orlando Credit Union is ideal for people who want to save on interest. Take advantage of our low mortgage rate by December 24, 2020.


*Offer expires December 24, 2020. APR (Annual Percentage Rate). Rate for individuals with excellent credit history based on loan-to-value (LTV) ratio of 85% for a 15-year Mortgage term. Property must be an owner occupied, single family home located in Central Florida in the counties of Brevard, Hillsborough, Lake, Orange, Osceola, Polk, Seminole or Volusia. Applicant must carry adequate property and flood insurance (if required) on home securing the Mortgage. Rate, points and closing costs may vary based upon loan features, geography and/or other terms and conditions. Additional adjustments may be applicable based upon property value, mortgage product, property type or other factors. The interest rates, APRs, closing costs and discount points shown are subject to change without notice. Your APR will vary based on your final loan amount, LTV and finance charges.

**Orlando Credit Union will pay up to $300 towards the appraisal costs. If appraisal is above $300, applicant will be responsible for remainder. Orlando Credit Union reserves the right to retract offer at any time.

***This calculation is based on refinancing a 30-year term mortgage for $250,000 at an annual rate of 4.0%. This shows that refinancing with a 15-year mortgage term for $250,000 at an annual rate of 2.91% will save you about $120,856 over the life of the loan.