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The Good and Bad of Open Credit

The Good and Bad of Open Credit

There is both good open credit and bad open credit. One, obviously, helps you improve your credit score. The other punches your credit score in the gut. Let’s take a look at s....

Category: (Living On) Borrowed Money

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Identity Theft: What’s in Your Wallet?

Identity Theft: What’s in Your Wallet?

We’ve gotten to a point where we accept identity theft as a part of our lives, between data breaches, skimming, phishing malware and more, we simply try to do our best to be v....

Category: Self-Defense

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Should I Refinance My Home To A 15-Year Mortgage?

Should I Refinance My Home To A 15-Year Mortgage?

You may be considering refinancing your home to a 15-year mortgage to lock in a lower rate with rates dropping in our current economic climate. When considering converting, yo....

Category: Home Sweet Home

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Smart Vehicle Buying Tips During COVID-19

Smart Vehicle Buying Tips During COVID-19

People are losing their jobs. Stay-at-home orders, though not mandated, are strongly advised for everyone unless absolutely necessary. With the world market plummeting, there ....

Category: Pay-checks & Balances

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Pivoting Your Business To Make Money

Pivoting Your Business To Make Money

The current global situation has left a lot of small businesses struggling. Due to the quarantines, independently owned restaurants, nail salons, and hair salons (among many o....

Category: Pay-checks & Balances

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Paying for College: 5 FAFSA Tips

Paying for College: 5 FAFSA Tips

As college tuition costs continue to rise, parents and students are left struggling to find ways to pay.  The first step every future college student should take is filling....

Category: Pay-checks & Balances

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Many Small Moves for Big Total Savings

Many Small Moves for Big Total Savings

Opportunities to save money day-to-day are not always apparent, and potential cost savings are sometimes so small they seem like more trouble than they are worth. However, a f....

Category: Pay-checks & Balances

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Tax Relief Explained

Tax Relief Explained

There can be any number of reasons why you’re not able to pay your taxes. Regardless of the reason, you do have options if you find yourself in this situation. You’ll be happy....

Category: Pay-checks & Balances

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Preventing Next Year’s Tax Bill

Preventing Next Year’s Tax Bill

If you’ll be receiving a bill from the IRS instead of a big refund, you’re not alone. The Government Accountability Office estimates that about 2 in 10 taxpayers will owe m....

Category: Pay-checks & Balances

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Does it Pay to Refinance?

Does it Pay to Refinance?

With interest rates at historic lows, you may be wondering if this is the time to refinance your home loan. While it’s hard to say “no” to super low rates, refinancing may not....

Category: Home Sweet Home

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