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Stay Healthy And Wealthy In The New Year

When you make those New Year's resolutions, you're thinking about fresh starts and the year ahead. What you might not realize is that some resolutions also could save money. Here are five popular resolutions and how much you could save if you make these changes in the new year:
Quit smoking: You can save money by stopping a pack-a-day habit, which can cost between $1,825 and $3,650 per year, depending on the cost of cigarettes in your area. Nationally, a pack-a-day smoker is going to average $2,000 annually on cigarette costs.
Exercise regularly: You'll save money in several ways with regular exercise. On average, Americans are spending $7,800 annually on health care, according to the National Association of Health Underwriters. But exercise brings real savings. "If people are eating right and exercising three times a week for 20 minutes a day, they see prescription costs decrease by 70 percent and medical costs decrease by 30 percent,” says Ric Edelman of Edelman Financial Services.
Eat healthier: A healthy eating plan can be as -- or more -- economical than fast food. It's a total myth that eating healthy is expensive. Buy smaller but leaner cuts of meat, eat protein-rich beans and buy produce in season when it's freshest and least expensive. A smaller amount of a leaner cut can slice your food bill and your bad cholesterol.
Build up an emergency fund: Nothing takes the stress out of financial situations like spare cash. But it can also save you money. Having money set aside can be your answer to unexpected bills. You can always set aside cash in your Savings Account or Vacation Account; you can apply a small amount of your pay check towards this account, so you make sure it is hidden from you.