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Many of us have experienced the shock of receiving our monthly credit card bill and being stunned by the balance on the statement. While credit cards are a great tool for earn....

Prices continue to climb at the gas pump and in the stores, but that’s not stopping federal student loan payments from resuming. For the first time since March of 2020, those ....

Your credit score is one of the most important measures of your creditworthiness, so it would help you to know how it is calculated. It is a number based on a formula using ma....

Parents will do almost anything to position their children for success. With college costs rising and student loan debt estimated at a whopping $1.5 trillion, it’s no wonder p....

If you’ve received your free annual credit reports from all three credit bureaus, all that information may feel a bit overwhelming, especially if you find errors.  If there....

Did you shell out more money than you expected to this past holiday season? Are you feeling a budget crunch rolling into February? According to Magnify Money by LendingTree,....

With growing reports of identity theft, data breaches and skimming, it feels like the choice of using a credit or debit card has become a high stakes game. With new scams cons....

There is both good open credit and bad open credit. One, obviously, helps you improve your credit score. The other punches your credit score in the gut. Let’s take a look at s....

Never assume a good credit score is out of reach.  Your credit score is just one of the many factors including your income, employment history etc. that determine the amoun....

College isn’t for everyone. According to David Kirp of UC Berkley, 40% of students attending college for a bachelor’s degree drop out. They never make it to graduation, never ....