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Orlando

1% Cash Back*
Auto Loan Special

Get 1% cash back* on your new vehicle purchase or refinance your existing vehicle loan from another lender. Plus make no payments for 90 days.**

Whether it's that new electric SUV you've been eyeing or a practical sedan to get you from point A to point B, we've got you covered with low rates, flexible terms, and advice tailored to your needs. And, when you get pre-approved with us, it'll make shopping for your next vehicle a jolly experience.

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cash back in your wallet

Our limited-time Cash Back Offer can help you afford to upgrade your vehicle!

Our auto loans will provide you with:

  • The lowest rates possible based on your credit history.
  • The terms and payments that work for your budget.
  • Financing up to 125% of your vehicle's value.
  • Option to prequalify for your loan before you shop.
  • Optional GAP and Mechanical Breakdown Insurance.

 

chart of auto cash back

Auto Loan Rates (model year 2017 and newer)

36 Months

As Low As

1.99% APR^

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60 Months

As Low As

2.79% APR^

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84 Months

As Low As

3.24% APR^

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* Applicable to minimum financing term of 24 months. Financing and rates are based on creditworthiness, term and year of vehicle. The cash back is paid based on 1% of the total loan amount financed, not including any add-on products such as mechanical repair insurance. The cash back will be deposited into the member’s account within 30 days of the loan funding. Existing Orlando Credit Union vehicle loans are NOT ELIGIBLE for these offers. Offer not valid with other Orlando Credit Union promotional offers. If the loan balance is repaid in less than 24 months from the date of loan closing, the 1% Cash Back must be repaid to the Credit Union. The cash back amount will be added to the loan balance, and the then-current loan balance must be paid in full before (a) the loan will be deemed paid in full and (b) any lien on the loan collateral will be satisfied. All loans subject to credit approval. Cash back amounts are subject to all applicable taxes and are the responsibility of the member. If you participate in this offer, you may receive Form 1099 MISC at year-end for tax purposes. Certain terms and restrictions apply. Applicants must qualify for membership. As a condition of membership you must maintain at least $5 in your Ownership Share Account. Vehicle must be titled and registered in the state of Florida. Offer valid December 1, 2021 through January 31, 2022 only.

**First payment will be due 90 days from loan origination. Interest will begin accruing as of the loan origination date, which will result in paying a higher total finance charge and will extend the loan term. Offer expires January 31, 2022. Offer not available on terms less than 24 months. Existing Orlando Credit Union vehicle loans are not eligible for this offer.

Payment example: A vehicle loan of $20,000 for 60 months at 2.79% will have a monthly payment of $357.31. Cost does not include title, taxes, insurance premiums, or any other applicable costs.

^ APR = Annual Percentage Rate.